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5/9/22 - iRetire4Him Show 61: A Fruitful Retirement, Part 3

Intro: While, retirement is generally seen as a time of relaxation and self focus. God calls us to love, serve and help others for a lifetime. He has been preparing us for this retirement season, literally our entire lives. In retirement, countless Christians enter a state of spiritual dormancy, not knowing how they are called to have an impact for God's kingdom.

The Retirement Reformation seeks to encourage and empower the 50 million Christians approaching or in retirement to embrace the. God has been preparing in them when the world says it's time to stop, you can begin to have your greatest impact. Welcome to iRetire4Him. The mouthpiece of the Retirement Reformation, where our goal is to journey from retirement to reformation. So you can say, iRetire4Him!

Jim: Reaching out to the 50 million Christ followers in America who are already in retirement or fast approaching you've tuned into, iRetire4Him, the mouthpiece of the Retirement Reformation. I'm your host, Jim Brangenburg, along with the founder of the Retirement Reformation, Bruce Bruinsma, check us out online retirementreformation.org.

We have a ton of resources, written resources, audio resources. We've got all kinds of website resources. Plans. We've got, we've got it all. When it comes to revolutionizing the way you look at retirement, we've got it all - retirementreformation.org.

Christians are called to ministry for a lifetime impacting and changing lives is more than a priority it's God's mandate for every one of us. This mandate the call in our lives has two parts. The common golfer, all believers is dominion. Well impacting others and helping to change lives. Then there is our unique call, which is based on our unique set of gifts, talents, and abilities. But how does all that play out in our retirement? Retirement's not all a reward for past service, but also a stepping stone, a launching pad for a future ministry as Bruce Bruinsma would say if future fully funded ministry, first prize, but joins us today, the founder of the Retirement Reformation.

Cause he just released his latest book in the future funded ministry series. And it's called the results of a future funded ministry plan. Bruce joins us today for part three of a four part series, talking about how your retirement years can be fruitful. Bruce, welcome back to I'll retire for him.

Bruce: Oh, there's lots to talk with you, Jim, and particularly, but when we're talking about a topic as encouraging as this. The, the affirmation that we are, the, the direction that we are to be fruitful. And the affirmation that when we are the wonderful benefits that come from it.

Jim: First, you sold your company in 2020. You wanted to, because you wanted to devote more time and energy to helping people successfully navigate retirement. But you had to figure out that for yourself too. Didn't you?

Bruce: It's it's an ongoing challenge as we come to each stage of life. And, and if our audience would just think back, you know, when you made the transition from your twenties to your thirties, from your thirties to your forties and forties to fifties, there, there are always things that you had to figure out.

Some of them were forced on you and you had to figure it out. And then there are some that you just kind of didn't understand and you needed to figure out well, in, in, in my case figuring it out is still an ongoing process because you have to figure it out a number of different times that, that chat, that change from career, if you wish, or company ownership to not or from career to not, you got to figure that out.

And if you can get a leg up by understanding what's coming and know what's true, that helps you to figure it out. I will say I'm still figuring. Well, you also we'll figure it out again when you go into that next second stage and then to the third stage. So it's, you know, in the vernacular, it's a constant process of figuring out and enlisting to what God has you to do during during that time.

Jim: Is it any really different than what Paul said? We had to work out our faith. You're working out your retirement because you're working out your retirement in your faith. It's like the same thing. You're wrestling with God to go, okay, what's next? Just because there's this word, retirement plastered over. It doesn't mean it's any different, does it?

Bruce: No. The you know, the whole idea of retirement comes out of the industrial revolution and we've talked about that at other other podcasts and the way that all develop, but it's a, it's a cultural, it's a cultural issue. It is not a, that that then becomes a life. And the, and the challenge is that when it is a life issue and you're going from being fairly clear about what you're retiring from to either not having any idea or having perhaps a not complete idea of what in fact is coming next, then the struggle to sort through it becomes much harder, much more confusing and much more difficult.

Not only do we have the relationships between. Figure it out for ourselves, but figuring it out in relation to our spouse we interviewed, we did an interview with, with a woman who wrote a book and talking about, you know, what do you do when your husband's home all the time from a husband's standpoint, what do you do when you're home all the time and you can't find the peanut butter, what do you do?

You go to your wife and you ask her where's the peanut butter. And she looks at you. You've got two heads. Why don't you go back to your study? I'll bring you the dumb peanut butter. And so we have all these things to figure out what she might say.

Jim: She might say, oh honey, I'll tell you. She might not be mad at you unless you've asked for 50 times.

Bruce: Yeah. It's when it's a constant process, you don't know where anything is and you keep bugging her about where they are.

Jim: In all your books. Bruce, you talk about the three phases of retirement that, that it's, that it's not just all one phase that it's broken up into three phases, but it's really talking about how do our listening friends find the right activities to match their phase in life and their phase in retirement to see, okay, God, how can you use me best? How do they find out what's best?

Bruce: Well, we, we, first of all, we have a universal mandate that we can all see very quickly. Love your neighbor and spread the word. So on a general basis, that's always a wonderful place to start. Am I loving my neighbor? And am I spreading the word now? Then you go to the unique part of how God calls us to be able to do that, to be able to love our neighbor and spread the word.

We had an interview with my friend Art Nutter, and he's developing something called patent books, and it's a whole new, big deal. I got another friend that what, what he's called to do is to love the four houses on either side of him and the people that are in it and specials. So we have the general mandate, love your neighbor, spread the word, then how do we fit into God's plan to be able to do.

Jim: It's really managing our freedom, make us as so many people retire from, to do the retire from something to do nothing. And they've got this new found freedom and they're, they're trying to figure out what's the reality of this situation. I mean, this freedom is it's a lot to handle. It's like somebody giving you a hundred grand, what are you doing?

If you're going to be smart, you're going to ask the Lord what you should do with it. But a lot of us are just like, I got this freedom. I'm gonna do whatever I wanna do.

Bruce: Actually, you know, Jim, when you think about it during our working years, it was much simpler. You know, when you got up in the morning, you went to work unless it was Saturday and you did, you did honeydews and on Sunday you went to church, you know, it was all kind of laid out for you now, you know, the, the good news is that we have freedom.

The bad news is that we often don't know what to do with it. And so to be able to take those God's principles and those applications and apply them during that during this time, it's also going to be not just one answer, but it's going to be a continued growing and changing process.

Jim: And what are some of those freedoms that the people are going to experience during the retirement years?

Bruce: Well, we got, first of all, the most obvious one is you have the freedom of. You get to choose, what are you going to do? How long are you going to sleep in? When are you going to do when you get up, et cetera, et cetera. So, so you have the freedom of time. And the challenge is to be intentional and a good steward of that time.

So I can, you have your emotions. And so you have a greater freedom to be able to express them and to be able to research and so on. So, so you have that peace now you've got the freedom. To what degree are you going to grow spirits? And you have the freedom to choose. Are you in fact, going to read your Bible?

Are you not, are you going to pray or are you at, you're going to go for a walk in the woods and listen to God talking to you or are you not? And so you have the freedom of choice and so that wonderful freedom of choice is, is just what a great benefit unless you don't use it. And, you know, Hey, all those areas where stewardship is real and turn that into nothing.

Jim: So, so where do you find yourself, Bruce Bruinsma? Where do you find yourself working in those freedoms that you've been given in your retirement years? Where do you find yourself focused the most?

Bruce: Well, I have the intentionality of, of helping the 15 million Christ followers. As you say, in the introduction, to think differently about this area of retirement. And the reason is because we don't have very many models. If we had a lot of models, there would be no reason for me to do this. But in fact, he's called to call me to do this and to invite thousands of others into the same conversation expressed in their life and to be able to make a difference for the kingdom.

I really feel the intense loss. Oh, the fact that there are probably 45, 50 million Christ followers or in this retirement age, or just coming into it or are in it and really are doing nothing. Hmm. And I, I, you know, it makes me cry. It just, it, it hurts that that's true because it doesn't need to be true what it is that they are losing and what it is that the kingdom is losing.

You don't have to be that way. All of us know somebody right in our world that it's say, oh my gosh, don't they get it? Don't don't don't they understand that they're, they're part of causing their own pain? And in that, that if they get it, it's, it's the same pain. It's, it's another version of the pain that, that we have as Christians for the world... if they only knew Jesus...

it would make such a difference in the same thought process. If they only knew what Jesus wanted for them and is made available to them, it would make such a difference. And yet most of our world doesn't get it. And so we're about doing everything we possibly can to change that for Christ followers.

So that in fact, meaning and purpose. And impacting the kingdom so that in fact, they can be assured that when they stand in front of the father and he says, good and faithful servant to the very end.

Jim: Right. Very good. All right, we'll be right back and more. And iRetire4Him with our special second segment guest, Mario Zandstra. Listening to iRetire4Him. Check us out online retirementreformation.org.

Break: Hey listeners. We would love for you to get a copy of Bruce's latest book, A Fruitful Retirement. Head out to retirementreformation.org/books. You will find all of the books in the future funded ministry series there, including a fruitful retirement.

RetirementReformation.org/books. That's retirementreformation.org/books.

Jim: Hey, welcome back to iRetire4Him. The mouthpiece for the Retirement Reformation. Bruce, during every second segment of every podcast we've ever done, he was bring on a special guest. Who do you have for us today?

Bruce: Well, I like to introduce our audience to Marios Zandstra. And it's always just a special pleasure when I have the opportunity to connect with someone with a name like , because it reminds me of Bruinsma and that reminds both of us, of our Dutch heritage. And so we automatically know we have points of connection.

And that's really good. So Mario, we welcome and, and we're, we're, the audience is going to be pleased to hear a little bit about your story. So let's kind of begin with that. Give us just a quick executive summary of who is Mario Zandstra and how'd you get to where you are.

Mario Zandstra: Well, thank you for asking Bruce. It's good to be with you. And you know, that whole Dutch heritage, you know, you ain't Dutch, you ain't much is kind of the, is kind of a, we like to say it. So you know, I was born in the Netherlands, actually moved to the United States when I was a little boy. And I was raised in a home in east Los Angeles and went to the university of Southern California.

Ultimately got a degree in business and was one of those guys who's just going to spend my life making money. And and I did that for the better part of 17 years. And then I read a little book called Halftime by Bob Buford and it kinda rocked my world.

Bruce: Well, Ithat book rocked a lot of people's world.

Jim: Millions of people.

Mario Zandstra: That's right. Well, I read that book and it at the ripe old age of 38 or 39, I actually wrote a plan that was going to take me from the business world into the ministry world. But I, I thought I was going to be a pastor. That was my, my my desire. And anyway, in that in God's funny sense of humor, I was on the board of a ministry and their executive director left and they were looking for a ministry guy with business experience to hire. And then they switched the job description to a business guy with ministry, passion. And I saw that job description and low behold, I became a candidate.

Bruce: And how has that worked out?

Mario Zandstra: Well, I spent 17 years running a Christian camp in Tyler, Texas called pine Cove Christian camp. And in my previous life, I was in the commercial real estate development business and brokerage business.

And so we, we would raise money, build buildings and we would be compensated based on the internal rate of return and And then I ended up going to work for this Christian camp. And we had three camps when we started nine camps when I left. And basically I was still in the real, real estate development business, but instead of an internal rate of return, I was working on an eternal rate of return.

And some 30,000 kids came to Christ over the course of my 17 years. And that ministry now is 55 years old.

Bruce: It's a wonderful a wonderful facility and, and you know, it, they're almost any group that you're speaking to say, how many of you have been impacted in your spiritual walk by a time at a camp and the number of hands that go up as amazing.

And so you're, you're part of the cause of that. And so we want to thank you for those 17 years. So what are, what's a couple of the lessons that you've learned and in that period of time, and then since. That, that, that help you during this period of time that the world calls retirement. But all it is is just a refocusing of how we do ministry.

Mario Zandstra: Well, what's interesting is, is that you know, I left pine Cove and I went and worked for a season for Dr. Tim Keller and working for him, gave me a heart for the world. And then I worked at a mission agency and we did work in 49 scary countries. And then then, you know, it's just funny how God works.

So I had real estate experience. I had camp experience and then I had leadership experience and had a chance to take over a ministry that had a camp. Owned a bunch of property in Zambia and needed a new leader. And so I think, I think what I've learned the most is that, is that a, you know, you've got to have a willingness to be available.

You've got to have a willingness to exercise the talents that God has given you. And ultimately when you think about you know, the way you're involved to always give glory to God, the work that happened at Pine Cover was not me. It was God in me and and God assembled a great team there. And God has assembled a great team where I'm working.

Bruce: You know, the the, the process that you talked about, the, the first of all being available, you know, that's more important than anything else. You gotta be willing to walk through the door and if you're not willing to walk through the door, nothing, secondly, is that, is that to be able to, to look at all the experiences that all of us have, every one of our lists.

As experiences and that prepares them for what's next, whether they know what's next or they're just simply open to what's next. Right. That's right. So talk a little bit about what it means to be open to what's next. What does that feel like? What does that, what does that look like?

Mario Zandstra: Well, you know, for me, and maybe you fall in this category, Bruce, I'm a recovering control freak, and, and as a recovering control freak, you know, it's very hard to think about.

Actually surrendering your plans or surrendering your will to, to, to God himself. I actually wrote a song once and it was entitled. I surrender almost all and you know what, you know how you do it, you surrender things and then you take them back from God, you surrender them. But what I've found really simply over the last 10 years is that and God's ways were always better than mine.

But he has a plan and it's, and it's perfect. And he's actually known about it before he uttered the words in the beginning. And and so it really has to do with listening to the still small voice of God. And I would also say that in my case my wife has had a profound impact on many of the things that I've done.

As a matter of fact, this job, I had the job description for it, and I was giving it to a friend and I had the job description sitting on a dining room table at our house. And I left it there overnight, forgot to grab it the next morning. And I came home from work and my wife said that job actually describes you.

And I said, oh man, I'm never going to work in Zambia. I mean, come on. We live in the United States, we've got a great life. We've got all these grandkids. And anyway, never say never. First of all, I, you know, not only did Justin Bieber say that, but, but I can say that as well. Never say never to God. And it's just amazing to think that.

Really used my wife to actually open my eyes to that opportunity. And you know, our wives have a very unique opportunity to kind of speak into our lives. And you know, we don't always like what they say, but, but it really has made a big difference in my life. I would say two or three of the biggest business decisions, ministry decisions, career decisions I made of my wife actually probably had more to do with it than me.

She, she could see. God had a plan that was maybe one that I didn't fully understand.

Bruce: Well, God intended us to grow and to learn from each other and to do it in community and with our spouses, that's you know, that's a pretty special community and then it extends from there. And so if we continue to be exposed, whether it be to a book, whether it be to a podcast, whether it be to an individual whether it be to a job.

That we see just simply that openness of being available and then being willing to listen to that still small voice and to recognize it, I think recognizing is the first step. And then being willing to listen is the, is the second. And it comes to all of us in different ways. But to know that that's true and God is always out.

Well, Mario, that's a you know, you you've, we thank you for your fruitful life and the fruitful life. That's ahead. And we say in the retirement reclamation that the, that a fruitful life has meaning and purpose in life. And then that, that leads to joy and freedom. And so there we go. Jim, did you have a question?

Jim: I did - Mario okay. So Bruce and I have been talking to in a, in a series on his book, a fruitful retirement, and one of the things we've been talking about is this unretiremint and it already sounds like you've unretired a couple of times. What do you think is next in your unretired?

Mario Zandstra: Well, you know, it's interesting. So I I'm 65 and you know, 65 is the new 50 really.

I mean, I believe I got a lot of time left. I've got a lot of energy left. I've got a lifetime worth of experiences. And if you, if you think about the stages of life you know, you're a lover, that's ages one through 20, you're a warrior that's from your early twenties to your mid forties. Then you become a king and then you become a Sage.

And I think really in some ways for Bruce and myself and perhaps you too, we're kind of in the Sage years of life. So, so for example, I met with a gentleman today he's 54 and he's trying to figure out a little bit more about life and we just talked about, well, you know, what's, what is your desire over the next five years?

And what has God laid on your heart? And so I think, I think part of it is mentoring people coming alongside people and helping them really. Think through, you know, what, what might God have in store? And then, you know, I mean, I'm, I'm an evangelist by, by personality. I'm a teacher and you know what I hate to waste.

I hate to waste those talents. And so looking for different opportunities to share I think is, is being prudent, is trying to steward the time, the talent and the treasure. In a way that would bring glory and honor to God.

Bruce: Wow. My friend. It doesn't get any better than that. So let's just stop right there. Mario, Thank you so much for making time to be available with us and look forward to having you back on iRetire4Him and we can extend the conversation and the wisdom that God has blessed you with. And so thank you for sharing it. We appreciate it.

Mario Zandstra: Well, thank you so much for letting me be part of it. Have a great day.

Jim: We'll be right back with more on iRetire4Him.

Break: Hey, listen. We would love for you to get a copy of Bruce's latest book, A Fruitful Retirement, head out to retirementreformation.org/books. You will find all of the books in the future funded ministry series there, including A Fruitful Retirement, retirementreformation/books.

That's retirementreformation.org/books.

Jim: Hey, welcome back to, iRetire4Him. The mouthpiece for the Retirement Reformation. Bruce, going back to your book of A Fruitful Retirement. I not to go on negative, but we talk all the time and how we can succeed and thrive and retirement, but sometimes we can blow it to in chapter seven, you describe blowing it in retirement. Give us some examples.

Bruce: Well, you know, during the decades of, let me just read part of this just right from the chapter. During the decades of work and the home improvement industry, Bob Bob had his heart set on a retirement dream. He modeling and expanding his own home review, spending more of his time since he was no longer had to spend most of the day at the office a few weeks after he, after he retired, the man I referred to called Bob the builder was putting plans into place for three major home projects. He did a man-cave and enclosed patio and remodeled garage. And we all have those kinds of themes of, you know, how the house is good, but it needs more, 16 months later, the projects were completed. The dust and disruption had settled and Bob beamed with pride about the improvements in his camp.

On the other hand, he and his wife, Linda now had nearly $100,000 less for their retirement years and they had the day quit working. Bob's building expenditures meant the couple had to adapt to a tighter budget than they had wanted leading Linda to reluctantly return to teaching in public school part-time. Well, the unintended consequences of very good deed. And so. They had great pride in, in, in those, in Bob, at his man cave. And they had an enclosed patio and they had a remodel garage, but they had to make adjustments. And so realizing that we don't think fully about the implications of what we're doing, the unintended consequences come back at us. And then we have to be able to, and willing to adapt how much better it would have been for Bob to have budgeted that some years before. So they had the a hundred thousand dollars set aside and it wouldn't reduce his retirement flexibility. Just an example.

Jim: How do we make sure we don't blow it? I mean, it's you go on, you give a lots of examples through a chapter seven of blowing it. How do we make sure we're not one of those statistics?

Bruce: Best way as to have a plan, as I said before, and I'll say it often, you know, you've got to start with what's true. And so if what's true is that you don't have enough, or if what's true is, you know, pick it you know, Bob's situation.

So you need to know what's true and you need to have a plan. Once you have a plan. What you're doing with that plan is you're anticipating what's coming ahead for you and, and you can make arrangements for that to be taken care of. It's kind of one of the reasons that we typically recommend that people pay off their.

So that in fact that is not a major cost issue, although insurance and everything else is going nuts, but, but that the, that the house is owned and that the value of its increase will be a buffer for you. And so planning ahead and doing it intentionally And, and is the best way to approach it.

Jim: And surrounding yourself with people for wise counsel, you got to sometimes the wise counsel thing here. I think you have that, that Solomon talks about awesome all the time. Often. I think it'd be really appropriate here to keep you from blowing it.

Bruce: Well, if I could say that the, one of the things we're looking forward to as the message of the Retirement Reformation expands is to be able to build communities of individuals.

Small groups. If you wish that in fact can meet together and share their accumulated knowledge and wisdom and screw ups and all the things that happen in life and that we can learn from each other because we learn best in community and is the easiest to learn from other people's mistakes, not yours.

Jim: It's the least painful, but often not used. Often we have to make our own. First, you're going to talk about it in the next chapter about the longevity premium. What's that, is that something I've got to pay on my taxes or something or what?

Bruce: Yeah. It's where I can send you a bill for it actually is the way it's going to go. But the longevity premium is the benefits that come from having more time.

To be able to address the issues and to be able to grow spiritually impact others and define that meaning and purpose. If your life is cut short, when we say, you know, someone, someone died and their life was cut short or really saying is they didn't have the opportunity to experience and to be able to share those experiences with others, to find meaning and purpose and that, that sense of loss.

And so the, the premium is to be able to grow personally. And to be able to experience community and be able to then be able to impact others. Like the lady that we talked to, where her knitting group ended up in the, in the in, in the seating area of a mall and they were able to impact. Another whole generation in a surprising way.

Jim: You say that six areas of our life will benefit from this longevity premium. Well, what are those six areas?

Bruce: Well, I tell you why just to make sure that I've got those, I better look them up to make sure that I don't forget them. Here we go. First one is wisdom. That means applied application of what it is that we have learned spiritual growth. Finding many and purpose, greater emotional maturity, contentment, and increased capacity for service and leadership, so increased capacity, but that really means is being available to be able to use the gifts and talents that you have to be able to impact the lives of others in those circumstances that you find yourself or that God puts.

Jim: And you've got that increased capacity because you're not working full-time anymore. And you've got that.

Bruce: That was one of the key things about increased capacity is, is to do that. I think the, one of the areas that, that I find in on that I talk about a lot is this whole idea of meaning and purpose and, and the reason why talk about it so much is because when you have meaning and purpose, it allows your past.

To provide energy and to provide perseverance and to provide access and to provide and ASM. And so if you're not working in your area of meaning and purpose, then in fact, you will be less than all that you can be.

Jim: You know, I find in that list, the list of these six areas of that'll benefit from your longevity, premium wisdom, spiritual growth, meaning and purpose, greater emotional maturity, contentment, increased capacity for service and leadership is contentment.

It seems like contentment as one of the things that Americans really need to work on. How do you see that playing out in your own life, Bruce? Contentment.

Bruce: Hey, contentment is the capacity to remain calm in the face of an emotional challenge. Contentment is the ability to see a solution to a problem that is difficult.

To me, contentment is the ability to respond gently to a conversation with Judy, for example, that perhaps in years past, I would have responded with emotion, not always positive, but that sense of contentment, another piece of contentment is, is another part of contentment is peace. That peace that God is in control.

I don't have to manage it all. All I have to do is represent him in the circumstance and to call upon all the great experiences that he's given and the grace and the DNA to be able to deal with it. So, so it's living a life of contentment. Isn't a life of not doing anything. It's a light, it's a life of being able to deal with the issues of life in a God honoring way, in a way that.

You'll remain peaceful. Therefore you remain powerful.

Jim: And Paul said it i n Philippians 4:11 through 13, you have to learn to be content first. Let's end the show today with you commenting on the age wave, the realization that we want to be more useful than youthful. What is this age wave thing all about?

Bruce: Our society, our culture - the value of youth has great value. It has energy. It has has health. It has curiosity. It has all of those things. And yet, as a result of that, in fact, as we age, we're able to use those experiences to be able to tell. Our understanding and our application of life to a different level. There are 10,000 people turning 65 in the United States, United States and Canada, every single day. Package that accumulated wisdom and apply it. We might have a chance for world peace. And so here is the ongoing of the greatest, the fastest growing age group percentage-wise in the country is 90 year olds on a percentage basis, not numbers, but on a percentage basis, they are growing the fastest. And so we have this reality of age and longevity and we either let it destroy or we take it as an opportunity to build the kingdom.

I vote for the latter.

Jim: Absolutely. Bruce, we've been talking all day long about segments excerpts from your latest book of fruitful retirement. How can people get a copy of this?

Bruce: Thank you. Have a copy of book at Amazon or any place that books are sold and you can also go to our website. Just retirementreformation.org.

Not only will you find this as a resource but there's lots of other resources there that are good. And so when we, when we realize that it's the fourth in a series, starting with finding freedom, then moving forward, then charting your course and finally A Fruitful Retirement.

Jim: Bruce great conversation today. You've been listening to, iRetire4Him, the mouthpiece of the Retirement Reformation with your host, Jim Brangenburg and Retirement Reformation's founder, Bruce Bruinsma . Check us out online retirementreformation.org. So many resources out there, Retirement Reformation.org, we're Christ followers, journeying from retirement to reformation.

So we can ultimately say iRetire4Him!

Outro: Thanks for listening to, iRetire4Him with your host, Jim and Martha Brangenburg. And Retirement Reformation founder, Bruce Bruinsma. IRetire4Him is the mouthpiece of the Retirement Reformation. Most Christians tend to follow the world's pattern of rest and self pampering during retirement.

However, in your retirement. You can be focused on God's unique call to love, serve and help others. This can be your best season of life. If you take advantage of a life's worth of knowledge and experience and combine it with a greater freedom of time and money. And invest it all in the generations, both preceding and following you.

The Retirement Reformation is encouraging Christians to find and follow God's call in all seasons and aspects of life, especially in retirement. Take time to sign the manifesto at retirementreformation.org and explore the wealth of resources available on our site. Join this movement of God and journey from retirement to reformation.

So you can say, iRetire4Him. Go to retirementreformation dot O R G.